Insurance for your props?

[jhusel]

Over the last 12 years of prop collecting, I've acquired some nice pieces. So I was thinking about getting an insurance policy on them. Do any of you guys have this? My current insurance company would not cover them, but referred me to a company called American Collectors. They seems rather high, and only had an option of paying 1 payment per year instead of monthly, quarterly, etc.

So do any of you have your props covered by an insurance policy?

Jhusel

 

[The Dude]

So in the reserach you have done...certain possesion are not covered under normal home insurance plans?

How is it categorized? Are they considered toys or the like?

I seem to recall collectibles such as coins and stamps were covered under a normal home insurance plan.

 

[The Dude]

Found this one with a quick google search...

http://www.collectinsure.com/

I put in 4000.00 and I got back a quote of 33.00 a year.

 

[DL 44 Blaster]

Your homeowners insurance should cover it up to a certain dollar amount under some form of personal property it's usually in the tens of thousands of dollars .......IF for some reason they do not, which I would certainly check with your agent first, you can get specific policies as is the norm with jewelry or gun collections.

 

[Smiling Demon]

Your homeowners insurance should cover it up to a certain dollar amount under some form of personal property it's usually in the tens of thousands of dollars .......IF for some reason they do not, which I would certainly check with your agent first, you can get specific policies as is the norm with jewelry or gun collections.

Well, you need to talk with Cenobyte. He lost a bunch of stuff in a fire a few years back and he had some high dollar things that the insurance company said were nothing more than toys!

 

[Rogue Studios]

Although, I no longer underwrite Insurance I am still employed by them and you need to get a 'personal articles floater' paf. Basically your house is covered under contents and cool stuff like collectibles and jewelry are not covered. About the only thing it covers is furniture and a few other things. The collectibles insurance company might be a way to go I'm just not sure how they pay their claims etc. With your primary carrier a PAF can be expensive.

Lee

 

[sithmasterjedi]

I use collectinsure. If you check out their site it'll tell you everything they cover. It's really the way to go for collectibles that can go up in value.

http://www.collectinsure.com/

 

[FuseNova]

An old post but still valid and something many of you should consider. The thought of a fire or flood scares the crap out of me.

Any experience with collectinsure.com. They're a lot cheaper than my primary insurance company but more importantly, its a lot easier than adding a rider for all my collectibles.

 

[thegreatgalling]

Thanks for bumping this FN, I was JUST talking about this.

 

[Psammead]

Strangely enough me too. Good to know I'm not the only one.

 

[Kestre]

We're working on our list of items to insure. It'll still be a couple months before it's done I suspect. Then I think we'll use collectinsure as well. Anyone have experience with a claim with them?

 

[Hobo Wan Kenobi]

Bumping for more Info on these guys collectinsure.com

 

[sycor]

I'd have to double check but I'm 99% sure that some guys I know that collect original art use them and speak highly of them.